Short Term Health Insurance
Short term health insurance is health insurance coverage that usually lasts for 6 to 12 months, depending on your needs. It protects you and your family during times when you have no other health insurance coverage. For example, when you are ...
* Between jobs * A part-time or temporary employee * A college student no longer covered by your parents policy Short term health insurance also provides an affordable alternative to COBRA coverage.
Short Term Health Insurance Costs
When you need the protection of short term health insurance, where can you find an affordable plan? Fortunately, because short-term health insurance plans are intended for people who may not be working, the plans are made to be affordable.
Your premium will typically be about the same as an average car payment. In addition, you can usually drop the coverage any time when your circumstances change and you no longer need it.
Finding Affordable Short Term Health Insurance
With 16 million Americans a year buying short term health insurance, there is competition among insurers to provide the most affordable coverage. You can save money by taking a little time to research policies and find the most affordable short term health insurance.
Begin your search for affordable short term health insurance on the Internet. There are insurance comparison websites where you can get short term health insurance quotes from multiple A-rated companies. Some sites even have a chat feature so you can get answers to your insurance questions from an insurance professional. (See link below.)
What Short Term Health Insurance Covers
Short term health insurance usually provides the same coverage as other health insurance plans, including ...
* Doctor visits * Surgeries * Inpatient and outpatient treatments and procedures * Other hospitalization services * Discounts on prescription medications * Dental care * Vision care
Short term health insurance usually does not cover pre-existing conditions or preventative care.
Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get affordable short term health insurance from top-rated companies and see how much you can save. You can also get health insurance tips and advice there.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on affordable short term health insurance.
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